Bay Street & Fintech Rigor

Cybersecurity & Compliance for Canadian Financial Institutions & Fintech

Audit-ready penetration testing and compliance roadmaps built to satisfy OSFI B-13 guidelines, FINTRAC regulations, and Tier-1 banking vendor risk assessments.

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OSFI Guideline B-13 Aligned Open Banking API Security Tier-1 Bank Procurement Ready
Modern Financial Threats

Offensive Rigor for Financial Applications & APIs

Canadian fintechs and financial institutions manage sensitive transaction rails, KYC records, and real-time payment interfaces. A single flaw in API authorization can lead to severe balance tampering or regulatory sanctions.

Banking & Payment APIs

Testing REST, GraphQL, and Open Banking APIs for Broken Object Level Authorization (BOLA), mass assignment, transactional race conditions, and cryptographic flaws.

Mobile Banking & Wealth Apps

In-depth iOS and Android penetration testing under OWASP MASVS: root/jailbreak detection bypass, local SQLite encryption, certificate pinning, and biometrics validation.

Multi-Cloud Financial Enclaves

Evaluating AWS, Azure, and Google Cloud configurations hosting payment databases for IAM privilege escalation paths, overly broad service roles, and missing KMS key rotation.

Canadian Financial Mandates

Navigating OSFI & Regulatory Expectations

OSFI Guideline B-13

Satisfying the Office of the Superintendent of Financial Institutions (OSFI) mandates on Technology and Cyber Risk Management across governance, defense, and resilience domains.

SOC 2 Type II for FinTech

Accelerating SOC 2 readiness so Canadian fintechs can successfully clear vendor risk reviews with Royal Bank, TD, Scotiabank, BMO, and CIBC enterprise teams.

FINTRAC & PIPEDA Privacy

Securing Anti-Money Laundering (AML) databases and personal identity documentation against unauthorized exfiltration and insider threats.

Common Inquiries

Financial Cybersecurity FAQ

Do Tier-1 Canadian chartered banks accept your penetration testing reports?

Yes. Our methodologies follow OWASP, PTES, and NIST standards, and our findings are backed by certified OSCP and CISSP assessors. Our executive reports and Letters of Attestation are routinely reviewed and accepted by major Canadian bank vendor risk management (VRM) committees.

How do you test financial logic without risking real funds?

We work within dedicated staging environments configured with simulated payment gateways and test sandbox API credentials, allowing our testers to safely explore race conditions, rounding exploits, and negative balance scenarios without transactional risk.

Can you help us answer bank security questionnaires?

Yes. We regularly assist fintech CTOs in completing complex SIG, CAIQ, and custom Canadian banking security questionnaires, pairing technical answers directly with our audit evidence packages.

Clear Bank Procurement Reviews with Confidence

Toronto-based offensive testing specialists with deep financial compliance expertise.

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